Skip to content
Mohammed Alami
Buy

Buy a home on the South Shore and in Montréal.

South Shore, Montréal, North Shore and the Laurentians: I guide you from the first visit to the signing at the notary’s office, with honesty about what is worth it.

Calculate my payment
Why buy with me

Three commitments, in practice

  • An offer strategy

    Price, conditions, timing: a well-built offer carries more weight than a higher one.

  • Clauses that protect you

    Seller’s documents, inspection, financing: we look at what matters before signing.

  • A network of professionals

    Lender, inspector, notary: I put you in touch with people I trust.

Tell me what you are looking for
The journey

The main steps of a purchase

  1. Define your project

    Budget, area, property type, priorities: we lay everything out.

  2. Financing

    A meeting with a lender to learn your borrowing capacity before visiting.

  3. Search and visits

    A selection of properties that truly match your criteria.

  4. Offer to purchase

    Strategy, price, conditions, negotiation and signing.

  5. Inspection and notary

    Meeting the conditions, signing the deed and receiving the keys.

Start my search

To estimate your costs: transfer duties calculator · blog guides (in French) · my listings.

Your search

Tell me what you are looking for.

Area, property type, budget, number of bedrooms: write to me in a few lines and I will get back to you with matching properties, sometimes before they go online.

By submitting this form, you agree to be contacted by M. Alami about your message. You can unsubscribe at any time.

Frequently asked questions

What buyers ask me

Do I have to pay to have a buyer’s broker?
The fees and how they are shared are written in the service contract before any commitment. I explain what applies to your situation from our first conversation.
How much of a down payment do I need?
It depends on the price: 5% of the first $500,000, then 10% of the rest up to $1.5M, and 20% above that, for an owner-occupied property. Your lender confirms your situation. Try the calculator.
How much should I budget for costs on top of the price?
Transfer duties (the “welcome tax”), the notary, the inspection and sometimes the lender’s appraisal. Calculate the transfer duties.
Is an inspection mandatory?
No, but I almost always recommend it. It is a common condition of the offer to purchase, and it avoids bad surprises.
Who pays the transfer duties (welcome tax)?
The buyer pays them, to the municipality, after the signing at the notary’s office. The amount depends on the price and the city: the calculator on this site gives you an estimate.
I am buying my first home: what should I think about?
Your real budget (monthly payment, taxes, costs), your down payment, a mortgage pre-approval and the first-time buyer programs such as the HBP and the FHSA. Their rules and limits change: confirm them with your financial institution.
How long does it take to buy a home?
It varies: from a few weeks to several months depending on your search. Once the offer is accepted, it often takes four to twelve weeks before the signing at the notary’s office, depending on the conditions and the financing.